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Mortgage Renewal Switches or Transfers     Mortgage Renewals, Switches or Transfers



We work with both institutional and private lenders, giving you a wide range of mortgage options, we can help you choose the best option for your particular needs. We have access to unpublished mortgage rates that are offered through our list of over 50 lenders and credit unions.


As you near your mortgage renewal deadline, you'll be considering a handful of options while reassessing your real estate plan and future goals.


We'll work with you to secure the right mortgage renewal term and the best payment options that align with your needs.

Do not sign a renewal bank or lender letter without first consulting your true current market options. Many people make this mistake and can pay for it with extra charges and being locked into a term they did not intend as their plans may change.


When renewing a mortgage, you can consider new strategies to improve your net worth or advance to better mortgage options, consider the following mortgage strategies:


Check Mark Payment towards Principal iconLump-sum payments towards the principal of the mortgage

Check Mark Payment towards Principal iconUpgrading to better interest rates and mortgage product

Check MarkReview your Mortgage iconAn Expert Annual Mortgage Review

Review your Credit for a better mortgage iconA credit review for improved rate options

check mark Upgrade to a better mortgage procudct iconUpgrading to a superior mortgage product

Check mark Restructurate your mortgage for tax benefit iconRestructuring for tax benefits

Check mark Consolidate debt by structuring your mortgage iconConsolidate debt by structuring several loans together

Check mark Consolidate debt by structuring your mortgage iconLocking into longer terms with favorable rates or smaller terms with more flexibility to accommodate future plans or investment goals.

Check mark choose from more lenders iconOver 50 lenders competing for your business

Check mark Variable or Fixt Rate change iconConsider a change to a fixed or variable mortgage among other options


When your mortgage is up for renewal don’t sign anything before talking to us, call 604-340-7778.


Lenders or banks may tell their clients that they may have to pay fees if they move to another bank or lender institution. You will not have to pay legal fees to simply move your mortgage to another lender. The new lender will cover the cost of the doing the legal paperwork for you, it’s important to understand your options, and that is where Vancouver Mortgage Broker Real Estate Advisor Adan Sprauer can help you asses what is the best strategy for you now and your future goals.

There can be great money and time savings by looking at and making a few little changes to the mortgage that can have a big impact on your finances or the length of the mortgage. You never want to set up your mortgage, leave it for the entire term, and blindly renew your mortgage because you got the renewal letter in the mail or a renewal call, it’s important to review your mortgage strategies and options.


We are here to help call us today or schedule a time to talk that works for you by booking online Schedule a time to talk mortgages icon

Adan Sprauer Mortgage Broker Real Estate Advisor
Cell: 604-340-7778
Office: 604-879-2772
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The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.